Terms & Conditions
Last Updated: October 2026
Welcome to Bima Sansar. By accessing and using our website, you agree to the following Terms & Conditions. We aim to provide insurance-related information and assistance in a clear, transparent, and responsible manner.
1. About Bima Sansar
Bima Sansar provides information and assistance related to various insurance products, including Motor, Health, Life, Travel, Home, and Commercial Insurance.
The information available on this website is intended for general informational and assistance purposes and should not be considered a guarantee of coverage, policy approval, claim settlement, or any specific insurance benefit.
2. Insurance Information
Insurance products, coverage, exclusions, premiums, terms, conditions, and benefits may vary depending on the insurance company and the specific policy selected.
Users are advised to carefully read the policy wording, terms, conditions, exclusions, and applicable documents before purchasing an insurance policy.
3. Transparency & Ethical Practices
At Bima Sansar, we believe in providing information honestly and transparently.
We do not encourage users to provide false, misleading, or incomplete information for obtaining insurance coverage or making a claim.
Any information provided by users should be accurate and complete to the best of their knowledge.
4. Quotes & Enquiries
Submitting a Get a Quote form does not guarantee a particular premium, policy, coverage, or approval.
Any quotation or information shared may be subject to verification, eligibility, underwriting requirements, and the terms of the concerned insurance provider.
5. Claims
Bima Sansar may provide general guidance and assistance regarding the insurance claim process. However, the final decision regarding claim approval, rejection, or settlement rests with the concerned insurance company and is governed by the applicable policy terms and conditions.
6. Accuracy of Information
We make reasonable efforts to keep the information on our website accurate and updated. However, insurance products, regulations, premiums, and policy conditions may change from time to time.
Bima Sansar does not guarantee that every piece of information on the website will always be complete, current, or error-free.
7. Third-Party Links & Services
Our website may contain links or references to third-party websites, insurance providers, or other services.
Bima Sansar is not responsible for the content, privacy practices, availability, or policies of third-party websites.
Users should review the relevant third-party terms and policies before using their services.
8. User Responsibilities
Users agree to:
- Provide accurate and genuine information.
- Use the website only for lawful purposes.
- Not misuse or attempt to disrupt the website or its services.
- Carefully review insurance documents before making any decision.
- Not use false information for policy purchase or claims.
9. Intellectual Property
Unless otherwise stated, the content, branding, graphics, text, and other materials available on the Bima Sansar website are intended for Bima Sansar’s use and may not be copied, reproduced, modified, or distributed without appropriate permission.
10. Privacy
Any personal information submitted through this website will be handled in accordance with our Privacy Policy.
Please review our Privacy Policy to understand how information may be collected, used, and protected.
11. Changes to These Terms
Bima Sansar may update these Terms & Conditions from time to time to reflect changes in our services, website, or applicable requirements.
Any updated version will be published on this page with the revised date.
12. Contact Us
If you have any questions regarding these Terms & Conditions or the information provided on our website, you can contact us through our Contact Us page.
Bima Sansar
Patna, Bihar, India
Website: Bimasansar.com